Thursday, March 20, 2008

Car Insurance Referral Fraud

Fraud related to car insurance can take many different forms, and all of them could cost you a lot of money. All insurers will eventually firing of a lot of money on over-priced or improper payments associated with an insurance claim. This means that you eventually forking over a lot of money to meet someone& 39;s greed. By being educated consumers, you can minimize these fraudsters and help maintain the car from the rising insurance premiums through the roof. In this article we will offer advice on how to avoid car insurance fraud direction, and it also helps to get rid of them.
How make car insurance scam activity?
A tow truck driver may be paid a finder remuneration of a lawyer to transfer injured car accident victims to them. It is illegal. The lawyer may be for wages in the health services to transmit personal injury accident victims to them, and it also is illegal. A tow truck driver can be paid a reward for finding auto body repair shop for damaged vehicles taken there. It is also a crime. In the insurance business, the tug truck drivers are called " chasers. " It can be illegal to tow truck operator to transfer the victim of an accident at a specific repair shop, not asked, and especially if they are searching system of remuneration for taking referral.
Many auto body repair shops or own " chasers. " It is the insurance companies prefer not to have to deal with these shops. If the insurance company does not recognize the store where your car was towed, your car may be necessary for the other body, auto repair shop. Before that happens, you may have to pay a fee for the towing, storage, and possibly other administrative fees. These charges can add up to thousands of dollars, and your auto insurance may not cover everything. If you do not want to pay, the auto body repair shop can delay your car, in accordance with state laws and charge you storage and towing fees, and put it in your car collateral and sell it to recover their fees. To restore these areas charges, lawyers, tow truck operators, doctors and hospitals, and auto body shops are likely to inflate their bills. Ultimately, it is you, the policyholder, that eventually, the payment through wazoo.
What you can do to fight auto insurance fraud?
Be well-informed and educated. If you need the services of a personal injury lawyer, a tow truck operator, or a doctor, knows all there is to know about their rights as a victim of an accident. Here are some tips:
Tow Truck
ensure that the tow truck service is a legal license to operate before they hire a service. Make sure if the tow truck services related to the company& 39;s reputation, such as the Triple A (AAA), or other automotive organizations. Make sure if the tow truck service contract with local, county or state law enforcement officials. Listen obvious red flags. Does the driver to recommend particular, the repair shops, not to ask? If he does, it could indicate that he has a financial interest that the repair workshop. Be sure to read the fine print on the contract or service invoice that the tow truck driver asks you to sign. Ask the driver take your car to a safe place where an insurance adjuster or appraiser from your auto insurance company can assess the damage. Talk to your auto insurance company immediately for information on towing services and where to take your car to be repaired. Look at your car towed to a preferred auto body repair shop. Some auto insurance companies prefer to use repair shops, where they have mutual agreement, which ensures that your car will be set at the highest possible standards. For more information, call your auto insurance company.
Who I can call for the report of auto insurance fraud?
If you believe you are a victim of auto insurance fraud, report the incident to your state insurance commissioner.
Lawyers
Ensure that the lawyer to whom you referred is licensed to practice law in your state. Ask them that before they bid, and that their payment plan for your situation and how it will benefit you, if you have to hire their services. Check with your state bar association for any complaints about them.
Health Care Providers
Ask if they are licensed to practice as a health care professional in your state. Ask them how much to charge for their services, and if they accept payment from your auto or health insurance companies and do not charge more fees for that. Check with the state medical licensing board services, to be sure, any complaints filed against them.
There many forms of consumer fraud is happening today. It is up to you to educate yourself on what is or is not legitimate. We hope our advice will minimize the chances of becoming a victim of auto insurance transmission fraud.
Fabiola Castillo Internet marketing website NinjaCOPS.com. Her virtual shop specializes in personal defense, where goods can be bought pepper spray kubaton keychains, wholesale stun weapons, nunchaku video equipment, wireless hidden cameras, expandable batons steel, and many other home security products. april rutha



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